explained in part by the Great Heck Rail Crashthat cost the insurers over £22 million

This can be explained in part by the Great Heck Rail Crashthat cost the insurers over £22 million in compensation for the fatalities and damage to property caused by the actions of the insured driver of a motor vehicle that caused the disaster. No limit applies to claims from third parties for death or personal injury, however UK car insurance is now commonly limited to £20m for any claim or series of claims for loss of or damage to third party property caused by or arising out of one incident.



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